DON'T STRESS ABOUT YOUR CLAIM
OUR EXPERTS ARE HERE TO HELP

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Setting the Standard for Public Adjusting in Florida

Residential & Commercial Insurance Claims

When disaster strikes, you deserve more than empty promises from your insurance company—you deserve results. At Code One Public Adjusters, we’ve been helping Florida homeowners and business owners maximize their property damage settlements for over 20 years.


From Miami to Tampa, Jacksonville to Port St. Lucie, and West Palm Beach to Key West, our licensed public adjusters are available 24/7 with same-day appointments and free consultations.

 

Owned and operated by a former firefighter, we understand the urgency of a fast, professional response when property damage threatens your home or business.


Call Now for Your

Free Property Inspection & Claim Evaluation:  (786) 877-3407

Don’t let your insurance company shortchange you

Get the settlement you deserve for your claim

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FREE Property Inspection

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FREE Claim Review and Consultation

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Maximize Your Claim, Minimize Your Stress

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No Recovery, No Fee We Only Get Paid If You Win

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REQUEST YOUR FREE CLAIM & INSURANCE POLICY EVALUATION

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WE CAN HELP WITH  NEW, DENIED & UNDERPAID INSURANCE CLAIMS

More than a dozen insurance companies have exited the Florida market since 2020, with over 30 insurers either withdrawing, failing, or ceasing new policy writing.


According to Insurify, the exact number of companies that have left Florida is hard to quantify, as some have simply stopped writing new policies, while others have either gone out of business or had their financial ratings significantly downgraded.


This makes dealing with claims in our state more confusing and frustrating, with property insurers denying claims first and then underpaying them until they're held accountable to make a fair settlement offer.


This new chapter in Florida's insurance history makes hiring a public adjuster like the experienced professionals at Code One a necessity.


Don't settle for less than you deserve.

Call Code One Public Adjusters in Miami, FL, today at (786) 877-3407 for your Free Property Damage Claim Evaluation.

Our licensed Florida public adjusters work for you—no recovery, no fee.

GET THE EXPERT INSURANCE CLAIMS HELP YOU NEED

We Work For You… Not the Insurance Company

In Florida, insurance has become more complex and confusing every year, and insurance companies have fought hard to have the state laws changed over the years to make it harder for property owners to get the settlements needed to restore their property to its before-loss condition. 

 

The insurance company has a staff of experienced property adjusters, engineers, attorneys, and support staff that understand the complex documents that govern your policy and the rules that dictate how your settlement can be calculated.

 

When damage to your home or business requires the filing of an insurance claim, don’t face the insurance company alone. At Code One, our experienced staff is here to help you every step of the way until your claim is settled fairly and your property is restored to its pre-loss condition.

 

Our experts ensure your claim is handled properly so that you receive the settlement you’re entitled to and not what the insurance company thinks your claim is worth to them.

NO RECOVERY, NO FEE

We Only Get Paid If You Win

DID YOU KNOW USING A PUBLIC ADJUSTER CAN INCREASE YOUR SETTLEMENT BY AS MUCH AS 747%

Public adjusters in Florida have proven effective in helping with an insurance claim settlement.

Questioning if Florida Public Adjusters could help with your insurance claim?

The Office of Program Policy Analysis & Government Accountability (OPPAGA), an office of the Florida Legislature, performed a study on Florida public adjusters.In this study they evaluated claims filed with Citizens from March 2008 to June 2009, for a total of 76,321 claims.Of these claims, 21,545 were represented by Florida Public Adjusters, while the comparison group consisted of the 54,776 claims that either had no representation or were represented by a party other than a public adjuster.

 

What they found was that during the 2005 hurricane season, policyholders without the assistance of a public adjuster received payments averaging $2,029, while those policyholders that utilized the services of licensed Florida public adjusters received payments of $17,187. That is a 747% increase in average claim payout with the assistance of a public adjuster or private adjuster. 

 

It further studied results for non-catastrophic claims; those that did not use the services of a public adjuster received an average payout of $1,391, while those that utilized a licensed public adjuster received a settlement of $9,379, an increase of 574% for those policyholders that utilized a public adjuster to assist in the handling of the claim.

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Comparison chart showing median insurance payouts: $17,187 with public adjuster vs. $2,027 without.

Claim Types Our Public Adjusters Handle

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Fast, reliable help for water damage claims. Code One Public Adjusters protects homeowners & businesses in South Florida.

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Fire damage can devastate your property. Code One Public Adjusters fights for South Florida homeowners & business owners.

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Roof damage impacts every property owner eventually. Code One Public Adjusters makes sure your insurance claim is handled right.

House submerged in flood water; dark blue and teal.

When flooding strikes, Code One Public Adjusters protects South Florida property owners with expert flood damage claim support.

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Mold claims are complex with policy exclusions. Code One Public Adjusters helps South Florida property owners get fair settlements.

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One hurricane can cause massive damage & risk your safety. Code One Public Adjusters helps South Florida families recover fair settlements.

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Vandalism

Code One Public Adjusters works closely with property owners to manage vandalism claims and secure fair compensation.

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Loss of Income

Code One Public Adjusters analyzes damages & represents your business to recover fair payouts for income loss claims.

Code One Public Adjusters

Let’s Talk About Your Claim

Request Your Consultation for a Free Leak Detection, Property Inspection & Policy Evaluation

Trust an Experienced Public Adjuster

At Code One, we understand that filing an insurance claim can be a daunting and time-consuming task. That’s why we’re here to help.

 

We’re experienced in dealing with all of Florida’s insurance companies and will work tirelessly to get you the settlement you deserve.

 

Our attention to detail from preparing your claim to negotiating with the insurance company has earned us a proven track record of success and a reputation for getting you the settlement you deserve.

 

If you’ve suffered property damage, don’t wait to call us now at (786) 877-3407.

 

 We offer free consultations, so you can learn more about how we can help you get the compensation you deserve.